5 March 2026
XA Update Report | PT Bank Mandiri Tbk. (BMRI) – Resilient Amid Pressures – FY26 to Preserve Stability with a More Conservative Stance
BMRI posted 4Q25 net profit of IDR 18.6T (+34.9% YoY & +39.8% QoQ), bringing total FY25 net profit to IDR 56.3T (+0.92% YoY). BMRI’s FY25 Net Interest Margin (NIM) contracted to 4.89% (FY24: 5.15%

